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[General Chat] How do I respond to minor contact accidents

3years ago
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Hello, this is my first time in an accident, so I'm sorry.

I was standing at a red light on my way to work today, but I had a collision behind me.
According to him, he was standing in neutral gear when he saw the signal, but he looked back for a moment and did something else, and his foot came off the brake, so he hit it. I checked the black box and it seems to be true. (At first, he stands well and then suddenly the car moves forward and hits him)
He can handle insurance if he wants, or let's settle in cash.

First of all, I went to work after exchanging numbers and saw the accident again, but there is a slight wound on the rear bumper chrome molding part. If the accident area is large, I would rather ask for an agreement or ask for insurance treatment comfortably, but it's very ambiguous because it's minor.
In this case, how much agreement should be made? I'd like to send you a picture.

My first chai is only a year old, so I'd like to replace the broken chrome molding part if I feel like it, but I don't want to be like someone who rips money by catching a number of cases, and it's hard.

What should I do?