<These are the terms and conditions of the product that can be compensated.>
The above product was sold from Hanwha Insurance to "Hanaple Plus Insurance" 2008.09.08 to 2009.04.01
Some excerpts from the terms and conditions.
Hyundai Marine High Star Gold 0809 products are also available.
Meaning of 0809 => It means that it started selling in September 2008.
■ How to check the terms and conditions of insurance products
1. Access to the insurance company's website
2. Click on the menu of "Product Disclosure Room" or "insurance financial product register" (small letter at the bottom or right top of the main page)
3. Insurance product disclosure (This is the menu you should finally find.)
4. discontinued product
5. Search for actual product you signed up for. (At this time, I signed up as a special contract.)
6. Click on the terms and conditions (Ctrl + F (search) - Search for "disease outpatient medical expenses")
7. Look for non-compensating (or non-compensating) damages
search for a large number of features I came across it by chance.
As I read the post, I think there are people who buy drugs directly from overseas...
Among the loss medical expenses products (disease outpatient medical expenses) subscribed before July 31, 2009 - Difference in coverage
You can get compensation for hair loss (androgen) prescription drugs among some company insurance products.
You usually get long-term prescriptions
After deducting 5,000 won, you will be compensated for the remaining amount
Example) Outpatient medical fee compensation limit of 300,000 won (for products with a daily deduction of 5,000 won)
40,000 won drug prescription for 5 months, 10,000 won for hospital treatment
40,000 x 5 = 200,000 won + 10,000 won => 210,000 won (including hospital fees)
▶ 210,000 won - 5,000 won = 205,000 won can be compensated...
* a matter of importance
This product will be deducted 5,000 won per day of outpatient visit and will be compensated for only 30 days per year in total with other diseases
It is recommended that you be prescribed hair loss drugs to the maximum at a time.
▼ If the terms and conditions you are subscribing to are similar to this, please claim them by attaching the terms and conditions below
▶ Patient prescription + hospital expense receipt + drug expense receipt
You can request it after re-issuing the documents for the last three years.
* Precautions (the first part of the above terms and conditions in red)
For the same disease, only 30 days out of 365 days a year are guaranteed and 180 days are not guaranteed.
It is considered a new disease after 180 days from the final outpatient date when additional treatment costs are paid.
After you are prescribed up to 6 months at a time and claim insurance
You can get a new prescription after 180 days.
Namely
Prescription (6 months) -> Claiming and receiving insurance money -> Prescription after day 181 -> Claiming and receiving insurance money
Prescription (5 months) -> Claiming and receiving insurance money -> 1 month prescription (self-burden) -> Insurance money receipt (5 months) Prescription 180 days from the date of prescription (5 months)
-> Claims and Receipts of Insurance Claims
You can go in this form.
■■■■■ According to the above picture terms and conditions, more than 180 days between the first prescription and the next prescription will be a new disease each time. ■■■■■
In order to do that, I recommend you to be prescribed medicine every six months.
It is possible only for some companies' products that have signed up for loss medical expenses until July 71, 2009.
The terms and conditions are not clear....
If the product you signed up for is this product, hair loss is included in the terms and conditions of the product "Uncompensated Damage"
Make sure you don't
Some insurers may be forced to pay "beauty," but hair loss treatment is a serious disease
The patient's prescription has a disease code at the top left and must be compensated.
▣ I signed up today and I don't have permission to write on another bulletin board, so I'm posting it here.
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